Financial Carnival for Young Adults ' 27th Edition

Welcome to the twenty-seventh edition of the Financial Carnival for Young Adults. My purpose with this carnival is to create an easy-to-find place for information about finances for young adults. The carnival is hosted here at 20's Finances almost week and features the most recent articles from around the web. While last week we talked about couple/family finances, poverty, and buying a home, this weeks topics include retirement and budgeting. If you want to learn more about these topics from some of the best personal finance bloggers, continue on.

Retirement:

If you this is not your first time to 20's Finances, you will probably remember that I wrote Young Adult Retirement Planning ' Benefits of Saving a Lot Early. As it turns out, this is quite the popular posts. Lots of people have read it, maybe because it's important. (smile) In light of that, I thought I would feature other retirement posts this week.

Invest It Wisely @ Invest It Wisely writes I Don't Need to Worry about Retirement Yet, Do I? ' When is it time to worry about your retirement savings? Read my article to learn when'

TRL @ The Retired Landlord writes Real Estate Leverage ' Using it to Your Advantage ' Are you wondering what real estate leverage is? Find out the answer and how to leverage your money to build wealth faster without the risk.

IMB @ Investing Money writes Investing Money is Important ' Find out why investing money is important. You could be missing out on a lot of money.

John Border @ The University of Money writes Why It's Better to Start Investing Early - Start early and get the benefit of compounding. This is the best way to save and build a huge retirement corpus.

Paul Vachon @ The Frugal Toad writes Decidiing When to Retire - Deciding when to retire can be a difficult decision to make. Will I have enough income from my retirement accounts, pension, and social security to live comfortably in retirement?

J.P. @ Novel Investor writes What Are Target Date Funds? - Target date funds were created as an easy way to invest for retirement. It's probably one of many options in your retirement account. But is it for you?

Budgeting:

Budgeting is also an important step to being successful with your finances. Here are several great posts about budgeting, in case you want to learn more about it.

A Blinkin @ Funancials writes The Ideal Budget for a Single Guy (Age 24) - The transition from college student to young professional can be one of the most fun times in your life, but it can also be a time of stress. The increasing inflow can be extremely exciting, but only if it exceeds the increasing outflow. The bills that mom and dad used to cover (without your knowing) are now directed to your mailbox. This article will tell a 24 year old single guy how to budget.

SBB @ Simple Budget Blog writes Is Budgeting Worth Your Time? - Find out how you can keep budgeting simple and avoid the time consuming tasks that are often associated with managing your finances.

Miss T. @ Prairie Eco Thrifter writes 10 Nifty Ways to Eat Organic on a Budget ' Finding ways to fit organic foods into your budget is really not much different than any other endeavor of frugality. So even if you're on a tight budget, you can still manage to go organic if you follow just a few of these tips.

Don @ MoneySmartGuides writes Living Paycheck to Paycheck - In my recent wanderings on the world wide web, I came across an article on CBS MoneyWatch that said 38% of Americans are living paycheck to paycheck. This is up from 31% back in 1997.

Amanda L Grossman @ Frugal Confessions writes My Advice to a Person Budgeting for the First Time - Someone asked for my help this past week in creating a budget for their household.

Michelle @ Making Sense of Cents. writes Reader Question: College Budget - I recently received a question that I thought could be applied all around, whether you're in college or just trying to save money and spend wisely, and I thought it would be a great fit for a blog post.

Aloysa @ My Broken Coin writes How Much Money Are We Supposed to Spend on Friends? - Friends. My biggest monetary pet peeve lately. Nowadays it is not easy to be a good friend. Nor it is cheap anymore.