Financial Carnival for Young Adults ' 20th Edition

Welcome to the twentieth edition of the Financial Carnival for Young Adults. My purpose with this carnival is to create an easy-to-find place for information about finances for young adults. The carnival is hosted here at 20's Finances almost week and features the most recent articles from around the web.

I enjoy doing the new form of this carnival because it lets me relate more of a personal connection with each of the articles that I select. The first few articles that I want to feature focus on home ownership. One of my goals in the next few years is to buy my own home. It's hard right now because we don't make that much money and housing prices in the Greater NYC area are one of the highest in the country. Talk about a poor combination. I guess it will have to wait a little while.

SB @ One Cent at a Time writes How to Shop for a Mortgage Loan ' If you are shopping for a home loan, it is only natural that you want to find a low interest rate mortgage loan. The surest ways to find the best deal are to Be a prepared borrower and to Shop around. Read more to explore.

YFS @ Your Finances Simplified, who is slowly becoming a real estate guru, writes Home Buying Tips That People Never Tell You! - I would like to talk about home ownership, in particular, mortgages. Now everyone tells you that home ownership is better than renting. Some people would say renting is better than home ownership. I don't really care what you do-I just want you to do what's best for you and your finances.

Crystal @ Budgeting in the Fun Stuff, who is going about getting a home a different way, writes Build a Home Series: Frame, Plumbing, and the First Inspection'Supposedly - The frame for our slab is finally down, the plumbing has been added, and we just had our first inspection. Our house is finally starting to be built!

I would probably give up my goal of owning a home anytime soon if it were not of a little extra money that I am earning with my online efforts. Earning extra money is a great way to build up your savings faster. Here are some articles to help you get started:

Matt @ Living in Financial Excellence writes Best Side Gigs to Earn Quick Cash ' I was asked today what the best side job is to earn some quick cash. Sometimes this is necessary to pay off debts, to keep current on your bills, or just for some extra spending money. I have done a few things on the side like donating plasma, creating websites, and financial coaching (when I was working full time somewhere else).

PPlan @ Provident Plan writes 3 Basic Steps for a Small Business - Starting a small business may sound like a great idea.

Invest It Wisely @ Invest It Wisely writes Freelancing Revenue Report: My First Three Months in the Trenches - I'm now in my fifth month of entrepreneurship, and things are going well so far. I'm really happy with some areas, and not too happy with some other areas.

But, working for yourself isn't for everyone and sometimes a regular 9-to-5 day job is the best option. Focusing on your Career as a young adult can do wonders for your financial security.

Penny Thots @ Penny Thots writes Five Steps to Making a Great Impression in the Office ' When somebody first judges you, they hypothetically place you on this ranking scale. This is the first impression. While your ranking can slide up and down the scale, it takes time ' first impressions are hard to change. The point of this article is to ensure that you are doing the right things so that the ranking scale of impression is moving in the right direction for you ' UP!

Jon the Saver @ Free Money Wisdom writes How to Survive a Layoff - Surviving a layoff is no small feat. It takes patience and a long term goal horizon. One needs to always be checking for new jobs and opportunities.

Daniel @ Sweating the Big Stuff writes The First Three Things You Need To Do If You Lose Your Job ' Millions of Americans are out of work. Take these tips to find out what you should do if you suddenly lose your job.