Financial Carnival for Young Adults ' 18th Edition

Welcome to the eighteenth edition of the Financial Carnival for Young Adults. My purpose with this carnival is to create an easy-to-find place for information about finances for young adults. The carnival is hosted here at 20's Finances almost week and features the most recent articles from around the web.

I have decided to limit the number of inclusions for this carnival. My purpose is to provide a great place for young people to learn about other relevant information and not to be a list of articles. I'm sorry if this means those who submit their posts will be included less frequently, but I am confident that the value of the carnival will go up when you are included!

Career

This past week, I wrote about Job Interview tips, pointing out things you can do to improve your chances of winning over the job interviewee. As it turns out, Roger the Amateur Financier @ The Amateur Financier writes Job Hunting Success ' Building Your Resume(s) ' A guide to building up a resume (or more than one, preferably) in order to have success with your job hunt. In case you are looking for a job AND a soul mate, A Blinkin @ Funancials writes How To Get A Job and Girlfriend - Have you ever been without a job? I have heard that, aside from losing a child, being unemployed is one of toughest experiences to go through. If you have been fortunate enough to have not experienced this anguish, lets find another angle.

I grew up believing that if I got a four year degree, I would be guaranteed a great job. In the past few years, I have come to realize that no job is guaranteed. Glen Craig @ Free From Broke also questions this common belief, writing Should Every Student Pursue a Four Year College Education?  suggesting that it's not the automatic decision it once was.

If a traditional job isn't for you, maybe it's time to consider self-employment or generating other kinds of income:

• Daniel @ Sweating the Big Stuff writes Would You Rather Have One-Time or Passive Income? - I think personal finance bloggers have an unhealthy obsession with creating passive income. It sounds great, but they're giving up lots of money!
• MR @ Money Reasons writes Striving for Income Diversification - Why have one income stream when you can have many? This is my attempt at creating multiple income streams.
• Jeremy Waller @ Personal Finance Whiz writes My Search for Residual Income - Over the last 5 years I have constantly had a number of side projects to earn an extra income. In most cases it wasn't much, maybe a couple hundred per month. There have been a few times I did really well and brought in over $1,000 of extra income.

Insurance

I used to think that renter's insurance was unnecessary. I still haven't needed it for any emergency, but I rest easier knowing that I have it. This applies with all forms of insurance:

• Maria @ The Money Principle writes Do you really need insurance? ' We all need insurance because shit happens; and when it hits the fan we have to be protected. If you are thinking that while this is true, the statistical probability of something happening to you is pretty slim you are wrong. For two reasons, read more to find out why!
• Greg Field @ NerdWallet writes How Much Losing Obamacare Would Cost Young Adults - Interesting study and data analysis of the increase of health insurance premiums for young adults. Lost of useful statistics and important information for young adults. Enjoy

Food Expenses

A great way to save money and be intentional with how you spend your food money is to buy in bulk. Don't take this for granted though. Making the assumption that it is always better to buy in bulk is a huge mistake. SFB @ Simple Finance Blog writes Battle of the Bulk: Costco, Sam's Club, & BJ's ' They broke down the membership costs of some of America's biggest bulk retailers for you.