Financial Carnival for Young Adults ' 16th Edition

Welcome to the sixteenth edition of the Financial Carnival for Young Adults. My purpose with this carnival is to create an easy-to-find place for information about finances for young adults. The carnival is hosted here at 20's Finances almost week and features the most recent articles from around the web. In case you missed last week, a friend of mine at Young Family Finance graciously hosted as I was hosting another one.

Roger the Amateur Financier @ The Amateur Financier writes Advice for Twenty-Somethings Getting Started Managing Money - A list of suggestions for those in their twenties to start managing their money on their own, in order to get their finances in good shape for their lives on their own.

Gil Tenorio @ Financial Management Blog writes 6 Important Things You Should Know Before Investing in Stocks ' In this post, I would like to point out several important things that you should know before investing in stocks. This would help you out in your preparation prior diving into the water

Kurt Fischer @ Money Counselor writes Driving is Expensive! ' The cost simply to own the average sedan is over $16 per day. Fire up the engine and put it in gear, and soon you're talking about real money.

Glen Craig @ Free From Broke writes Five Ways to Use Credit Cards Without Getting Buried in Debt ' Oh we love using our credit cards, don't we? But we need to use them wisely or we end up in debt. Here are five ways to keep from getting buried in debt with your credit cards.

Dr. Dean @ The Millionaire Nurse Blog writes Second Home: 7 Warnings! ' Is this the time for you to buy that second home? Maybe the moon, sun, and stars are lined up and it's the perfect time'.but, maybe not.

Hank @ Money Q&A writes Harnessing The Power Of Compound Interest ' There is a power of compound interest that both savers and investors need to understand and harness in order to grow their wealth.

Tushar @ Start Investing Money writes Understanding the Different Stock Indexes ' Read more to understand the difference in the stock indexes. Information is power when it comes to the exchanges!

Sustainable PF @ Sustainable Personal Finance writes Canadian Dividend Stocks: Brookfield Renewable ' Many investors are looking to Canada as a source of investing opportunity that are a little more eco-friendly than their competitors like Brookfield Renewable Energy Partners.

Don @ MoneySmartGuides writes What Are Your Options for Dealing with Debt ' One of the biggest problems with debt is that being burdened by it makes you feel helpless. However, you always have options for dealing with debt, for tackling it yourself to using debt management services by Pay Plan.

krantcents @ KrantCents writes The 3R's of Success ' The 3 R's of Success is the eighteenth in a series of articles to help you reach your goal.

101 Centavos @ 101 Centavos writes How To Painfully Save Hundreds of Dollars a Year ' While we're off on vacation, I'm recycling/re-branding/editing some old posts. This one was originally posted on November 6th, 2010. Save hundreds'

Jason @ Work Save Live writes Things to Consider With Your Relationship and Money ' This week I'm taking a part of a 'Blog Swap.' So instead of posting on my site today, I'm trading places with one of my fellow bloggers! I hope you enjoy hearing from a new perspective! Your Relationship and Money A lot of couples fight about money.

John @ Married (with Debt) writes Creflo Dollar, Joel Osteen and the Prosperity Gospel ' Preachers like Creflo Dollar and Joel Osteen are leading figures in the prosperity gospel movement. What is it, and is it right?

Wayne @ Young Family Finance writes Should You Hide Money From Your Spouse? ' A recent study showed that many partners or spouses hide money from their significant other. Is it okay to hide money from your spouse?

YFS @ Your Finances Simplified writes Rental Property #3 Numbers Analysis ' As I told you guys in the last post, I'm going to give you the actual break down of my current and future rental property purchases.

Maria @ The Money Principle writes Four conditions under which cash loans may not be such a bad idea after all ' Before I go on and set out the four conditions under which, I believe, cash loans may not be a bad idea let me tell you a story.

PPlan @ Provident Plan writes Insurance: Pros and Cons ' In all walks of life, it pays to be safe. Doing your best to ensure that you don't succumb to any illness, injury or any other form of harm is important,

Debt Guru @ Debt Free Blog writes Are You Entitled? Does Entitlement Lead to Debt? ' Find out how the feeling of entitlement affects your spending habits and what you can do to stop it.

Kyle @ The Penny Hoarder writes How to Make Money as a Part-Time Baseball Umpire ' If you love the sport of baseball and have some free time, there's no reason you can't be an umpire for real and get paid to do it!

PITR @ Passive Income To Retire writes Reasons Why People Don't Follow Their Dreams ' Find out why people fail to realize their dreams. Why do people fail? Why do people give up on their dreams?

Corey @ Steadfast Finances writes Debt Settlement vs. Debt Consolidation ' Debt settlement and debt consolidation are among the top debt-reduction options for individuals who have more debt than they can handle. While both tracks can help you get out of debt, their approaches are very different.

JP @ My Family Finances writes Are Bank CDs a Waste of Time and Money for Families? ' These days it's hard to see bank CDs as anything but a waste of time and money for your family's finances.

SFB @ Simple Finance Blog writes Is Getting Pet Insurance Worth It? ' For some people, the issue of getting pet insurance is simply ridiculous.

Eddie @ Finance Fox writes 35 Money Lies People Tell Regularly ' Men supposedly lie six times more per day than women, and when someone tells you, be a man or a woman ' 'Nothing is wrong, I'm OKAY', they're really lying to your face.

Daisy @ Add Vodka writes It's Not Necessary To Pay For Your Kid's College Education ' ****** Disclaimer (Edit): This post is in no way meant to reduce the accomplishment of those who had their parents pay for college for them, nor is it meant to be a compare/contrast of people that pay for their own 'Read more »

Kevin @ Thousandaire writes Invest in Used Washers and Dryers, Get Rich ' I bought a washer and dryer set for cheap and re-sold it four years later for a 75 percent profit.

Ashley @ Money Talks Coaching writes Get a Free $25 to Lend on Kiva ' Maybe I'm behind the times on this but I recently learned about Kiva. I'd heard of it before but I didn't know what it was.

A Blinkin @ Funancials writes Simple Steps To Grow Your Business ' As your business starts succeeding, you should look at what the next level is. This can encompass a whole range of things, from moving out of the house and into a real shop, or even just making your existing business look more professional and function more streamlined.

Kanwal @ Simply Investing writes Did You Buy Shares in Facebook? Should You? ' On Friday (May 18, 2012) Facebook became a public company. Facebook shares began trading on the stock market, meaning anyone could now own a part of the company. But should you have bought shares in Faceboook? The answer is no. Facebook shares started trading at $38 each, which valued the company at $104 billion.

Aloysa @ My Broken Coin writes Would You Pay More For a House With a View? ' Do you think that houses with an excellent view is worth more? Would you pay more for one?

Luke @ Learn Bonds writes Are Investors in the PIMCO Total Return Fund Missing Out? ' The PIMCO Total Return Fund is Underperforming PIMCO's new BOND ETF. Are PIMCO Total Return Fund Investors missing out?

Jeremy Waller @ Personal Finance Whiz writes Top Personal Finance Posts Of The Week ' Facebook IPO Post Mortem Analysis Edition ' So'Facebook's IPO was on Friday'and it was one of the least exciting IPOs I've ever seen. The hype leading up to it was off the charts. This was supposed to be one of the biggest IPOs in years. It opened pretty stinkin' close to my prediction.

Suba @ Broke Professionals writes Our House On The Market: Month Three ' We've now had our house on the market for three long months, and I'm losing faith. We're dropping the asking price, but I wonder whether it's enough to get it sold.

Corey @ 20s Finances writes Cost of Being in Someone Else's Wedding ' Do you have any close friends getting married soon? Have they asked you to be in their wedding? Do you know how much it will cost you to say yes? I was in a friend's wedding in December and will be in another wedding in June. Between those two weddings and having 3 other weddings to attend in the next few months, I have weddings on the mind.

Laura @ NerdWallet writes Maximizing Money for School: Tips for Filling Out FAFSA ' If you want to maximize student aid, there are several key guidelines you'll need to follow.

Jen @ Master the Art of Saving writes Addictions Can Ruin Your Budget ' Addictions can get expensive, not all of them, but some of them can. Addictions can ruin your budget and financial goals. Will addictions ruin everybody's''

Crystal @ Budgeting in the Fun Stuff writes Getting Excited about FINCON12 But Nervous Too' ' The Financial Blogger Conference 2012 is going to be awesome, but I am already nervous about speaking. This will make FINCON12 a bit more stressful for me.

Jon the Saver @ Free Money Wisdom writes 5 Ways to Pay Off Your Mortgage Without Breaking the Bank ' Imagine your life without a mortgage; you'd have more money to spend, more money to save, more money to invest'more money for everything!

MR @ Money Reasons writes Are You Underestimating Your Abilities and Potential? ' Are we underestimating ourselves? Read my story of a brilliant neighborhood mom that could have made much more money in life.

Little House @ Little House in the Valley writes May Progress Monitoring ' I can't believe it's already June! The years just seem to fly by. It's that time again when I need to check my progress to see how I'm doing on my goals: Save $6,000 this year Ride 1,000 miles on my bike Increase my readership to 375 readers daily So how am I doing at day 150?

Amanda L Grossman @ Frugal Confessions writes 20 Ways to Spend Money On and Off Board a Cruise ' I am fresh off the ship of the first cruise I have ever taken.

Invest It Wisely @ Invest It Wisely writes Living to 100 and Beyond: The Changes Ahead ' This is the second in a series of articles on living to 100 and beyond. This post was originally published on May 26, 2010. Living to 100 and beyond'

Daniel @ Sweating the Big Stuff writes Reevaluating Your Wireless Service ' Do you spent too much on your wireless service? These people are perfect examples of why you should reevaluate your plan today!

Steve @ Brip Blap writes 10 Quotes on Careers ' Here are what some famous people have said about careers and my take on them.

Jeff Rose @ Good Financial Cents writes The Social Media Afterlife: What Happens to Our Social Media Accounts if We Die? ' As a small business owner, I'm always looking for unique ways to market myself and social media is an easy (and free!) way to do it. But have you ever thought about what happens to all your social media accounts if you die?

Investor Junkie @ Investor Junkie writes The New Sovereigns ' Consuelo Mack's WealthTrack last week had Jason Trennert of Strategas Research Partners discussing the new sovereigns. Meaning stocks who have better CDS spreads, and less risk to default than the US government. The theme of the broadcast is 'Something's Got To Give'.

Miss T. @ Prairie Eco Thrifter writes How to Ace a Job Interview ' Interviews may be grueling and nerve-wracking for many, but this does not have to be the case. With ample preparation, any applicant like you can ace this process and in the end get the job of their dreams.

Robert @ My Multiple Incomes writes The Financial Perks of Marriage ' There are a ton of financial perks that come along with getting hitched. In fact, if you follow my multiple income stream strategy, you know that having two incomes helping support a family is a huge benefit. But beyond just having a second income source, there are a lot of other things you gain (besides a spouse!).

Paul Vachon @ The Frugal Toad writes Frugal Living Made Easy ' Frugal living is all about making informed and deliberate choices in how to spend money. In other words, frugality allows me to get more value for my hard earned dollar and who wouldn't want that?

Robert @ The College Investor writes Things Not to Spend Money on in College ' At a young age your money is worth a lot more than when you're old because of how long it can work for you; invest it wisely and it will grow rapidly, squander it on frivolous things and you'll end up barely scraping by your whole life. Spending money on stupid things only leads to trouble'here are five things you should never spend money on while in college if you want a financially lucrative life.

Kraig @ Young, Cheap Living writes How I'm Achieving My Goals by Attending FinCon12 ' After having started my blog just 6 months ago, I booked my trip this week for the 2012 Financial Blogger Conference in Denver. This is quite exciting for me and my career as I plan to use it to achieve my personal and professional goals. In this post, I talk about those goals and how the conference fits in with them.

Mr. Money @ Smart on Money writes Before You Retire: Are You Building Your Assets? ' If you want to be truly ready for retirement, one of the best things you can do is make sure you have built up plenty of assets. And you want to reduce your liabilities as well.

Everything Finance @ Everything Finance Blog writes A Review of Pear Budget: A Real Simple Budgeting Program ' One of the best ways to control your money is to keep track of your spending. There are many different software programs that will do this for you. Today we are going to look at Pear Budget, an online budgeting program. You can try it for free for 30 days; after that, it is $4.95 per month to use.

Matt @ Living in Financial Excellence writes Selling a House When the Market Stinks ' Ok, I have to admit. To say the housing market in our area stinks is putting it lightly. I really don't think it stinks. I think it flat out sucks. So when we made the decision to move to Iowa, we knew we weren't exactly going to have a smooth transition. But we didn't know what we were in for either.

Melissa @ Bargaineering writes How to Get Organic Fruits Cheaply: Go Directly to the Farm ' Rather than shopping at your local organic store or shopping the overpriced organic section in your local grocery store, consider working directly with a local organic farmer.

Emily @ Evolving Personal Finance writes How to Move Out on a Shoestring Budget ' I outline five steps to help you prepare to move out on your own for the first time.